Trade Credit Insurance
Trade Credit Insurance Protection from non-payment of customer's debts due to insolvency, protracted default and political risks
Invoice discounting and factoring
What is invoice finance?
Invoice finance improves cash flow and provides working capital for businesses by releasing up to 90% of an invoice’s value within 24 hours, so you’re less affected by any delays associated with trading on credit.
Also known as accounts receivable finance, invoice finance covers factoring and invoice discounting that can be tailored to suit your business’s cash flow requirements, and can be incorporated into asset based lending, international finances and payroll solutions.
Why use invoice finance?
Invoice finance is more flexible than traditional business finance as the cash you can access grows in line with your sales ledger. By boosting your cash flow in just 24 hours, invoice finance allows you to bridge the cash flow gap between paying suppliers and receiving customer payments. It can help your business negotiate supplier discounts.
Credit control can be built into your factoring agreement to reduce in house overheads and improve how your business manages its sales ledger. You can add credit insurance to your factoring and invoice discounting agreements to help protect against debtor insolvency or late payments.
Invoice finance can help fund acquisitions or mergers. Unlike a bank overdraft, invoice finance can’t be recalled on demand so your business can focus on growing sales.
Which invoice solution will suit your business best?
We work with a select number of reputable and experienced finance companies across the UK and Europe to find a tailored invoice finance solution that will improve your cash flow.
Factoring
Factoring lets you focus on your core business by improving your cash flow and providing a dedicated sales ledger management service.
Invoice discounting
Invoice discounting gives you access to cash against your invoices whilst retaining control of your sales ledger and credit management. You can choose it on a confidential or disclosed basis, depending upon your business needs.
Asset based lending
Asset based lending releases cash against a range of assets to improve cash flow and can incorporate a variety of asset based products to suit you.
International finance
International finance offers support to business trading overseas whether you’re an importer or exporter based in the UK, have offices abroad or are a multinational organisation.
Payroll solutions
Our payroll solutions enable you to pay staff wages without having to wait for customer payments.