Ruth Letheren started Financial and Credit Insurance Services Ltd alongside Mark Letheren in 1993. She served as the firm’s Operations and Finance Director for 24 years before taking up the role of Managing Director in 2017.

Guy Letheren joined Financial and Credit Insurance Services Ltd in 2010 as a Trainee Broker. Guy has worked his way up through the company and in 2018 was appointed as Executive Director. He is responsible for managing the internal and external systems at operations and digital transformation at Financial and Credit Insurance Services Ltd.

Hannah joined Financial and Credit Insurance Services Ltd in 2016 as Associate Director and was promoted to Executive Director in 2018. Hannah has a BA (Hons) in Economics and was previously employed for 6 years at Markel International. At Markel she worked within the marine and energy, reinsurance and underwriting management teams and gained her Advanced Diploma in Insurance and Individual Chartered Insurer status. At Financial and Credit Insurance Services Ltd, Hannah Lyon-Wall is responsible for insurance mediation, business development and service and renewal of existing clients.

Colin Fyles began his career in the early 1970’s with ECGD as an Extended Terms Export Underwriter and helped form the Contract Bond Support unit before moving to their Regional Office in Birmingham. He left ECGD to become the Senior Credit Insurance Underwriter with AIG in London before returning to The Midlands to become a Broker with Marsh and joining Financial and Credit in 1998. Colin has particular specialist knowledge of the Automotive, Construction and Chemicals Industries but also looks after Clients in other diverse industries from Packaging to Steel products.

Having studied Business at College, Doug began his career in the early 80’s as a Lloyds marine Broker at Hartley Cooper, latterly Gibbs Hartley Cooper and then HSBC Gibbs. He moved into facultative and treaty political risks insurance before transferring to the credit insurance division. Doug was a founding member of the credit insurance divisions of Finance Risk Managers, Stafford Knight and Co and ESR (Primary/Monument Group), before joining Financial & Credit in 2008. He has a wealth of domestic and export credit insurance experience in addition to surety bonding.